Why do we ask so many questions?
Have you ever been in a position where you were asked to help someone make an important decision during a crisis? We have! That’s what...
Lori Cochrane
Oct 14, 20222 min read
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Our Story
We're here for you.
Our Story
Every great name carries a story, a promise woven into its very fabric. For Concierge Fiduciary Services, that name is a testament to the highly personal, dedicated, and specialized level of care we provide to our clients.
Just as a high-end concierge meticulously handles every detail of a client's life—from the grand to the minute—we seek to manage every aspect of a fiduciary engagement with that same level of bespoke care, proactive communication, and unwavering dedication.
Our name, Concierge Fiduciary Services, isn't just marketing; it is our operational ethos. It perfectly captures our skill set: we are expert fiduciaries who deliver service that goes beyond the standard legal and financial duties, providing peace of mind through comprehensive, personalized support.
Here are four powerful reasons to choose
Concierge Fiduciary Services
We're Your Long-Term Partners (Planners Too) – We've planned for internal succession, which means you won't have to share your private details with a new fiduciary down the road. We're here for you over the long haul, offering peace of mind.
Proactive Guidance, Right from the Start – Our goal is to help you prepare for the natural changes that come with aging, even before we are legally your decision maker. Our unique skill sets provide an added layer of support, giving you confidence about the future.
Value in a Detailed Intake – We know an intake fee can be a pause point, but this detailed process allows us to gather comprehensive information. This ensures we are perfectly prepared to serve you when you need us most. Think of it as investing in the best possible support from our licensed experts.
Consultations That Fit Your Life – We believe getting started should be easy. If the cost of an in-person meeting isn't ideal for you, we're happy to connect by phone or Zoom for complimentary consultations as many times as you need during the intake phase.
Our Team
Lori Cochrane, Professional Fiduciary
Lori is a California Licensed Professional Fiduciary. She is our founder and principal. Always with her nose to the grindstone, it would be difficult to find anyone more passionate about their work. With a solid college education and a drive to get things done, Lori takes matters seriously but has a warm and generous heart.
Heidi Steinke, Professional Fiduciary
Heidi is a California licensed attorney, not practicing law. Her careful decision making and astute nature makes Heidi perfectly suited to serve as a Professional Fiduciary. Her above board qualifications are highly valued by her clients and fellow professionals. Heidi's ethics are evident in everything she does, as is her caring and kind personality.
Jenny Elizarraraz,
Professional Fiduciary
Jenny combines a delightful disposition with an intelligent and highly professional demeanor. She possesses a wealth of knowledge and a well-rounded background.
Jenny earned a degree in Business Management, and has even been a teacher. She's also a baker and an organizer. With her experience in the Estate Planning field she is positioned for success in this new chapter. Jenny is ready for any challenge. She'll go far!
We are thrilled to announce that we have found our next Professional Fiduciary Newbie! Laura is not yet licensed, but she is already learning the ropes by assisting us in multiple ways out in the field as she pursues her license. Laura has been a teacher, a small business owner, and a paralegal. She recently completed her PhD in Women's American Literature and Gender Studies. She is focused, caring, community minded, and highly organized, traits that she can't wait to employ as a Professional Fiduciary to support her community.
Estate Executor
Named in your Will
As an Executor or Administrator, we are legally responsible to manage a deceased person's estate to distribute his or her assets according to their Will. We manage unfinished and ongoing affairs, by closing bank accounts and paying debts and taxes. We protect and maintain all assets and belongings to prepare for their distribution to heirs or beneficiaries.
Trustee & Successor
Named in your Trust
As a Trustee, we are responsible for carrying out the purposes of the trust which are described within the trust document. We take legal ownership of the assets held by the trust and assume fiduciary responsibility for managing those assets. We manage tax filings for the trust and distribute the assets according to the terms of the trust. A Successor Trustee is a person who takes on the Trustee role when the Trustee no longer serves, usually when the grantor loses capacity or passes away. Serving as a Trustee involves duties that are legally required.
Agent
Power of Attorney
Named in your Advance Healthcare Directive
An Advance Healthcare Directive allows you to make your wishes known, including naming who will make healthcare decisions for you.
As agent, we gain access to information and communicate with care providers in a professional capacity. We advocate for you according to your wishes, gathering the facts to support your decision-making ahead of time. Taking the time to help you define your end-of-life care preferences helps us gain a clear understanding of the things that matter most to you. This is our duty as your surrogate decision-maker.
Agent
Power of Attorney
Finances - Also called "Attorney-in-fact"
A Power of Attorney is a legal document that describes the authority assigned. The person creating the document, the Principal, assigns an Agent to act and make decisions on their behalf. A Power of Attorney stays in effect when you lose capacity, and the Agent can serve immediately if necessary. As Agent, we have the legal authority to manage a person's financial affairs pursuant to the instructions and guidelines written in their Power of Attorney document. This authority is over non-trust assets and ends on the passing of the Principal.
Practice Limitations
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We do not provide medical or legal advice or services.
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Unless a person is incapacitated and we have authority as an agent with power of attorney, or we are their conservator, we do not make decisions or requests on behalf of individuals.
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We do not act as a messenger or advocate on behalf of an individual, other than our client, with the goal of influencing or changing the mindset of a loved one, a clinician, or an associated professional.
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We do not perform personal care, but we do put those care services in place on your behalf.
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We engage with qualified financial advisors and licensed medical practitioners on your behalf.
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We do not accept gifts or bequests.
Service Overview and Fee Schedule
Concierge Fiduciary Services provides a range of fiduciary and related services, including but not limited to Trustee, Successor Trustee, Executor, Administrator, Agent with Power of Attorney, Beneficiary Advocate, and Consultation.
Our professional fiduciaries meet and exceed legal qualification requirements. We prioritize trustworthiness, professionalism, and a collaborative team approach to deliver exceptional value beyond our billing rates.
Fee Structure:
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Services are billed hourly in six-minute increments.
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Professional fiduciary rates range from $135.00 to $185.00 per hour, based on experience. After-hours rates are higher.
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Clients are responsible for reimbursing expenses incurred on their behalf.
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Phone or Zoom consultations are complimentary.
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Advance Directive Agent intakes are subject to a $500 fee per individual.
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A detailed fee schedule is included in our service agreement.
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Fees are subject to change.
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